Certification Preparation

AAP Flashcards

Electronic Format -

You can now access one of our most popular study aids virtually, making it easier to fit valuable study time into your busy schedule! No need to lug around bulky paper flashcards. Test and refine your knowledge anytime, anywhere you take your mobile device! This self-study tool includes five electronic flashcard "decks," each based on one of the five focus areas of the AAP exam. Choose to study one focus area at a time or all areas together. Enjoy all the features of traditional flashcards such as easily flipping through cards and tracking your progress but with additional functionality that allows you to rate your comfort level with topics and utilize spaced repetition to better reinforce your knowledge. Your electronic flashcard subscription provides you with six months of full access to your study tool from any computer or mobile device.

Format: Electronic

ACH Guide for Originators – Advanced

Electronic Version -

The purpose of the ACH Corporate User Guide is to help corporations/businesses establish and maintain a successful ACH origination program. The guide explains the preliminary requirements, fundamental operations, and implementation concerns regarding specific ACH payment applications.

This guide is a “plain English" reference based on the Nacha Operating Rules & Guidelines and supplements more extensive resource materials. This guide references various in-depth resource materials and is not intended as a substitute for referencing and complying with the requirements published in the ACH Rules.

Format: (PDF)

ACH Originator Annual Letter (Sample)

Electronic Version -

Specifically crafted for Originating Depository Financial Institutions (ODFIs), this letter serves as an annual engagement tool with ACH Originators. It provides instructions on accessing the Nacha Operating Rules online and includes a comprehensive breakdown of the 2024 Federal Reserve Bank holidays. The letter is provided in a Word document format, offering ODFIs the flexibility to seamlessly integrate any additional pertinent information from their ACH origination education program into the letter.

50500 - Image & RDC Guide

Electronic

The purpose of the Image and Remote Deposit Capture Guide is to provide your institution with an overview of Check 21, remote deposit capture, image exchange, ACH check conversion, and to help you gain a better understanding of the best clearing options. Utilize this guide to decide if you should implement a branch capture or image exchange solution and how to offer a remote deposit capture product to your customers. Included is a sample FI/Company RDC Agreement; a sample RDC Risk Management Policy; and two sample RFP's just to name a few.

Format: Electronic

629OL - RiskPro (Online)

RiskPro is a self-paced, computer-based training program developed to increase your knowledge of payments risk. RiskPro has been developed to promote knowledge of the risk that payments systems pose to the industry. RiskPro was designed to make learning fun.

Why Should You Purchase RiskPro?
Updated annually to reflect the latest changes in the payments landscape and the risks they pose, the program is valuable for payments professionals, risk professionals, and new employees alike. Challenge yourself and test your knowledge using RiskPro's game and scorekeeping features or use it to train others.

RiskPro Challenges your knowledge in two ways: Game Mode & Test Mode

RiskPro Game Mode is a fun, interactive program, which tests your skills in six competency areas:
• Payments Risk
• Fundamentals of Risk Management
• Risk Policy and Governance
• Risk Management and Controls
• Physical and Information Security
• Regulatory Environment

Organized around the game board, you can play the practice game - winning game money and getting coached along the way with feedback to your answers.

In the RiskPro Test Mode timed test, you will complete all the questions and receive a score rating your performance in each category. The test is all multiple-choice, and you will complete a ""blacken the dot"" form as you answer questions, just like in a real standardized test situation.

So whether you are looking to brush up on your payment systems skills or start a foundation that you can build upon, RiskPro is an essential tool for your professional development.

User Access opens in early April and closes Friday, December 29th

Registration closes Friday, September 1st

Check/RDC Quick Reference Cards - Electronic

This handy set of cards explores the commonly used adjustment investigation types, duplicate situations, and how the Regulation CC Remote Deposit Capture (RDC) Indemnity can help, the account holder's duty to discover and report an unauthorized signature or alteration and key elements of the FFIEC Guidance related to RDC. Ensure your staff always has a need-to-know check and RDC information within fingertip reach and stands ready to handle difficult exception items such as altered, counterfeit, and forged checks. Key topics covered include Check 21 expedited recredit provisions, exception holds, return reason codes, commonly used FRB adjustment information, and RDC risk management tips. 

This publication is formatted as a PDF document.

CheckPro™ (Online)

Whether studying for the NCPC exam or keeping current with professional development, CheckPro™ is the tool that gets you where you are going. CheckPro™ has been specifically designed to help you master the changing check landscape and related payment systems. Covering 4 essential knowledge areas: Fraud and Risk, Operations, Products and Rules, Laws, and Regulations, CheckPro™ contains all the extra practice and information you need to be a successful Check Professional.

User Access closes Friday, December 29th

Registration closes Friday, April 28th